Net worth
Everything you own, minus everything you owe — in Singapore dollars.
Breakdown by category
Where your assets currently sit
Assets
Cash and anything else not covered elsewhere. CPF, Portfolio and Property each have their own tab and fold in here automatically.
| Name | Category | Amount |
|---|
Liabilities
Loans, mortgage balance, credit card debt carried over.
| Name | Amount |
|---|
Monthly budget
Needs / Wants / Savings / Investments / Insurance — allocate your take-home pay and see where it actually goes.
Allocation vs target
Drag your target percentages to match your own plan — the bar turns amber near the limit, red past it.
Categories
Singapore-flavoured starting points below — tap to add, then edit freely.
| Category | Group | Budgeted | Spent |
|---|
CPF
Ordinary, Special and MediSave accounts — the one thing no generic finance app tracks properly.
Composition
Latest recorded balances
Growth over time
Total CPF balance across your recorded entries
Entries
Add a new line each time you check your CPF statement — quarterly is plenty.
| Date | OA | SA | MA | Total |
|---|
Portfolio
Equities, ETFs, REITs, bonds and crypto — one place to see what it's all worth right now.
Allocation
By asset type, at market value
Largest holdings
Ranked by market value
Holdings
Type in the last price yourself whenever you check it — click straight into the "Last price" cell below. (There's also an optional "Refresh prices" button above that can fetch prices automatically, but it needs a bit of extra setup — see the Portfolio section of DEPLOY.md if you'd like that later. Everything here works fine without it.)
| Symbol | Name | Type | Units | Avg cost | Last price | Value (S$) | Gain/loss |
|---|
Property
What it's worth, what's still owed, and the equity that's actually yours.
Properties
Update the valuation whenever you get a fresh estimate (bank valuation, recent comparable transactions, HDB resale portal, etc).
| Name | Type | Valuation | Outstanding loan | Equity | Monthly mortgage |
|---|
Cards & subscriptions
Annual fee waivers and recurring charges — the two things that quietly cost you the most.
Credit cards
Track fee waiver deadlines so you always call in time.
| Card | Annual fee | Waiver due |
|---|
Subscriptions
Everything on auto-renewal, ranked by what it actually costs you a month.
| Name | Cost | Cycle | Per month |
|---|